Pricing for merchant services has become extremely competitive in the last few years. Merchant pricing awareness has shifted the market pricing away from complex multi-tiered pricing to simpler “Cost Plus”, “Pass Through” or “Interchange Plus” pricing. Now, Interchange Plus pricing, has become competitive as well with some merchants in competitive markets paying Interchange 0bps, creating significant margin compression for ISOs and Acquirers.
Breaking Barriers: The Merging of Issuing and Acquiring
